Bad Credit

Doesn't Have to Hold You Back

We help you repair your credit, remove negative items, and get approved for the life you deserve.

WHO WE ARE

We repair & improve your credit scores

At Brown Credit Consultation, we work directly with the credit bureaus to dispute inaccurate, unfair, and unverified items on your report. Our clients have seen score increases of 80 to 122 points and dozens of negative items removed.

We don't just fix numbers — we help you build the credit you need to buy a home, get approved for better rates, and take control of your financial future.

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April B. Moore, Founder

OUR SERVICES

How We Help You Take Control of Your Credit

Every plan includes a dedicated credit specialist who works directly with the bureaus on your behalf.

Credit Repair

We dispute inaccurate, unfair, and unverified items directly with the credit bureaus to clean up your report and improve your standing.

Credit Audit

We analyze your full credit report across Equifax, Experian, and TransUnion to identify every issue holding your score down.

Score Monitoring

We track your credit score throughout the entire process so you can see real progress as negative items are removed from your report.

Credit Coaching

We teach you how to build and maintain strong credit habits so your score stays high long after the repair process is complete.

REVIEWS

Real results

See What We've Done for Our Clients

Congratulations to the Jemison family on the purchase of their brand new construction home! After working with Brown Credit Consultation to repair and improve their credit, they were able to get approved and close on the home they deserved.

This is what better credit makes possible.

Real results

See What We've Done for Our Clients

This client came to me with a LOW 500s credit score, multiple collections, numerous inquiries, and a history of being DENIED every time she applied.

We put a strategy in place, worked the profile, and she went from the 500s to the HIGH 750s and she CLOSED on her 4-bedroom, 3-bath home WITHOUT A CO-SIGNER!

From DENIED to HOMEOWNER. That’s the transformation.

PROVEN RESULTS

Real Numbers. Real Clients. Real Progress.

+101 Points — TransUnion

27 Disputes Deleted

+79 Points — Equifax

32 Disputes Deleted

+122 Points — Experian

83 Disputes Deleted

HOW IT WORKS

Credit Repair in 4 Simple Steps


Review reports

We pull your credit reports from Equifax, Experian, and TransUnion and identify every negative item hurting your score.


Dispute & Remove

We file disputes directly with the credit bureaus to challenge inaccurate, unfair, and unverified items on your report.


Monitor Progress

We track your score as items are removed so you can see real improvement throughout the process.


Reach Your Goals

With a stronger credit score, you're ready to buy a home, get better rates, and take control of your financial future.

FINANCIAL FREEDOM AND LUXURY LIVING

NEW PRICING

💡 Flexible Payment Options: All plans can be paid upfront or split into monthly payments....choose what works best for you.

Starter

2 MONTHS

$199

or~$99.50/2 mo

  • Credit Repair Analysis

  • Dispute Assistance for Eligible Items

  • Score Monitoring

  • Credit Improvement Action Plan

  • Credit Education & Guidance

  • Basic Progress Review

Standard

4 MONTHS

$649

or~$162/4 mo

  • Everything in Starter

  • Extended Dispute Assistance

  • Score Monitoring

  • Personalized Credit Improvement Strategy

  • Monthly Credit Review

  • Payment & Account Management Guidance

  • 1-on-1 Credit Coaching

  • Ongoing Progress Tracking

  • Dedicated Credit Specialist

Premium

6 MONTHS

$749

or~$125/6 mo

  • Everything in Standard

  • Comprehensive Credit Strategy

  • Priority Client Support

  • Detailed Monthly Credit Review

  • Advance Credit Education

  • Personalized Credit -Building Plan

  • 2 One-on-One Coaching Session per Month

  • Exclusive Credit Resources & Templates

  • Dedicated Agent

DISCLAIMER

Results vary, because every individual's credit profile and financial situation are different. The results shown are specific to this client and are not guaranteed. Credit improvement takes time, consistency, and a personalized strategy. We do not guarantee specific score increases, removals, or outcomes. Your results will depend on your unique credit history and circumstances.

MORE TESTIMONIALS

Clients experiences that speak for themselves

What a Better Credit Score Can Do for You

The results go far beyond just a number.

When your credit improves, doors open. You get approved for homes, cars, and loans you were denied before. You qualify for lower interest rates.

You stop paying more than you should for everything from insurance to apartments.

STILL NOT SURE?

Frequently Asked Questions

We get these questions a lot. Here are the answers to help you decide if credit repair is right for you.

How long does credit repair take?

Every situation is different. Our plans range from 2 to 6 months depending on the number of negative items on your report. Most clients start seeing results within the first 30 to 45 days.

How much does it cost?

We offer three plans; Starter at $199 for 2 months, Standard at $649 for 4 months, and Premium at $749 for 6 months. All plans include credit report analysis, dispute services, score monitoring, and a dedicated agent.

Will credit repair actually improve my score?

Yes. Our clients have seen score increases of 80 to 122 points and dozens of negative items removed. Results depend on your specific credit situation, which we'll review in your free consultation.

What kind of items can you remove?

We dispute inaccurate, unfair, and unverified items including collections, late payments, charge-offs, inquiries, and other negative marks across all three credit bureaus.

Do I need good credit to get started?

No. Most of our clients come to us with scores below 600. That's exactly who we help. No matter where you're starting, we can work with you.

Is the consultation really free?

Yes. Your first consultation is completely free with no obligation. We'll review your situation, explain what we can do, and you decide if you want to move forward.

READY TO TAKE CONTROL OF YOUR CREDIT?

Get Started for Free Today!

Find out what's hurting your score and how we can fix it. Your first consultation is completely free — no commitment, no pressure.

Office: 2100 Southbridge Pkwy 650

Birmingham,AL 35209

Call 478-239-1968

© 2026 Brown Credit Consultation. All rights reserved.